Modern Credit
for a mobile world

Traditional credit doesn't work in emerging markets; mobile does. Our technologies are unlocking trillions of dollars in purchasing power in the world’s fastest growing economies.

Learn More

We empower people with access to the credit they deserve.

Here's how we do it

Diverse & frictionless data

We don’t worry about "thin files" because we collect data frictionlessly using mobile tech. The result: >10,000 data points per user.

Real-time credit scoring

We use our data in ways no one else does. Our credit scores update in real-time and empower our users to improve their lives.

Truly instant value

We provide our users credit for what they need when they need it. Most of our loans reach borrowers all over Africa in less than an hour.

See what our customers are saying about us